Major US stock indexes closed lower as a dip in bond yields hurt banks and energy companies fell with the price of oil, the AP reports. US crude futures fell 0.3% to $49.66 a barrel in New York Tuesday. Devon Energy lost 3.7% and Kinder Morgan fell 4.3%. Technology companies rose as traders returned following the Memorial Day holiday. Payment processor CardConnect jumped 10.6% after it agreed to be bought by First Data for about $468 million. The Dow Jones industrial average of 30 major stocks slipped 51 points, or 0.2%, to 21,030. The S&P 500 inched 3 points lower, or 0.1%, to 2,413. The Nasdaq composite fell 7 points, or 0.1%, to 6,203. (More stock market stories.)